Peace of mind, at home or abroad.


Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Coverage varies, and can be purchased to include higher risk items such as "winter sports".

Common Types of cover provided under Travel Policies:

  • Medical Expenses
  • Hospital Benefit
  • Baggage
  • Delayed Baggage
  • Personal Effects
  • Personal Accident
  • Personal Liability
  • Personal Money
  • Legal Expenses
  • Missed Departure
  • Hi-jack
  • Delayed Departure/Travel
  • Passport Replacement
  • Catastrophe Cover
  • Trip/Holiday Abandonment

Additional covers that may be included if Winter Sports selected:

  • Avalanche Closure
  • Piste Closure
  • Ski Hire
  • Ski Pack

Some companies may also include:

  • Missed Connections
  • Pet Boarding
  • Golf Equipment
  • Business Equipment
  • Wedding Cover

Common Exclusions:

  • Pre-existing medical conditions but a lot of companies now cover for "acute on-set of pre-existing conditions"
  • War or terrorism - but some plans may cover this risk, and some do cover for acts of terrorism
  • Injury or illness caused by alcohol or drug use

Usually, the insurers cover pregnancy related expenses, if the travel occurs within the first trimester. After that, insurance coverage varies from insurer to insurer.

There are other policies available on the market, and you should check these out too, however, policies do vary in relation to what is covered and you should check carefully that the product provides the covers you are looking for.

Contact us for your Free No Obligation Consultation and quotation or to have your existing Travel Insurance plan investigated for suitability. Our contact details are:

T: +353 45 878500
F: +353 45 876151

Contact us now to receive a quote

Call us today on 045 878 500 or click on the quote button to receive a free, no obligation quote.